Louis Esbin Reveals How to Reset When Life Falls Apart

Show Notes:

Help is the four-letter word no one can deny. Bankruptcy specialist Louis Esbin joins Believe Bolder to unpack how to rebuild after everything crumbles — and why asking for help is the bravest step you can take.

Louis has spent decades helping entrepreneurs and families triage crisis, negotiate with creditors, and find the right legal tools to reset with dignity. He’s seen what happens when fear, misinformation, and pride keep people stuck — and how powerful life becomes once they finally reach out. In this conversation, Scott opens up about his own financial collapse and the moment Louis helped him find hope again, showing that even in life’s darkest chapters, the right guidance can turn a breakdown into a breakthrough.

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⏱️ Chapters

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0:00 Help — the four-letter word no one can deny

1:58 Scott’s 2007 meltdown and meeting Louis Esbin

5:25 The “ER surgeon of the economy” analogy

7:40 Learning to rebuild after losing everything

9:55 The Like / Want / Need / Afford decision filter

13:10 Spotting the “germ moment” before it grows

16:25 Misinformation and why it makes recovery harder

19:40 The truth about bankruptcy and what it really means

22:55 When bankruptcy isn’t the only option

26:10 Preparing before meeting a financial attorney

28:30 Freedom and relief after a reset

30:25 Final message: reach out for help — you’re not alone

32:15 Closing reflections

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🔗 Connect with Louis Esbin

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Website: https://esbinlaw.com
Instagram: https://www.instagram.com/louisesbin
LinkedIn: https://www.linkedin.com/in/louisesbin
Facebook: https://www.facebook.com/louisesbin

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About Believe Bolder

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Hosted by Scott Griffin — TV host, author, and three-time Mortgage Broker of the Year — Believe Bolder brings real conversations with the people who help us rebuild, reimagine, and believe again.

We’re building something special at https://BelieveBolder.com. Join us!